How To Get Rich Without Losing Your Shirt! - David C Figueroa's Blog
David C Figueroa's Blog

How To Get Rich Without Losing Your Shirt!


“Imagine if there was a casino that had a special gaming table reserved only for VIPs.  The rules would be that you could gamble all night, and you would never lose a dollar.  You would be guaranteed that you would leave with what you started.  If you win you get to keep all your gains with the exception that the house gets to keep 1.5% of your winnings.  How much would you bet?  How long would you play for if you knew you couldn’t lose, and if you won, you just had to pay a small portion of your upside?”- Tony Robbins

What’s Tony Robbins talking about?  Tony is talking about a financial vehicle that can help you to significantly increase your wealth without incurring any risk.  In other words, you will never lose your money!  Well how is that possible?

Isn’t there always inherent risk in investments?  Yes, if you are not financially literate!  Many people go to a financial adviser because they don’t know anything about investments, retirement plans, mutual funds, treasury bills etc.  And what ends up happening is that the “financial expert” puts into financial instruments that are tied to the market, but do not have any downside protection.  So, if the market goes up, the client makes money, but if the market goes down the client loses big time!

That is exactly what is happening at this writing.  The market has been declining and if you had money in a 401k, you would have lost about $8,500 in retirement money since the beginning of the month.  If your money was in mutual funds, you would also be losing money.  How would you be sleeping, knowing that you are losing money every day?

Well there is a financial instrument that gives you the upside without the downside.  Tony Robbins talks about it in his new book titled, “Money- Master the Game.”  This financial instrument is called a Fixed Index Annuity. Its a relatively new instrument that is offered through an insurance company like American Equity, Allianz and others.  These are the benefits:

  • 100% guarantee on your deposits- You can’t lose money, and you keep total control.
  • Upside without the downside- Your account value growth will be tied to the market, so if the market goes up, you get to participate in the gains.  But, if the market goes down, you don’t lose a dime!
  • Tax deferral on your growth- You don’t have to pay Uncle Sam anything until you begin to withdraw the money.
  • A guaranteed lifetime income stream- You have the option to generate a lifetime income, and you decide when to start getting your money out.
  • NO annual management fees- These management fees can significantly cut into your wealth accumulation.  You don’t pay any fees, and you don’t pay the agent’s commission.  Yippee!

So if you’re a “Millenial”  a “Gen Xer”or a “Baby-Boomer”, this is definitely a safe investment vehicle worth looking in to, that can significantly increase your wealth and set you up for a care-free retirement.  Again, you can get some of the up-side of the market, but if the market goes down, there is protection so that you don’t lose any money!  With the power of compounding you could end up with millions!

If you’d like to research fixed index annuities, you can go to which will educate and empower you for finding the right annuity products for your specific situation.

If you got value from this article, please leave comments, and be sure to share it with your social media.

Be sure to check out my next post, “What is the Business of the 21st Century?”

Your personal and financial success coach,

David Figueroa

P.S.  To create immediate cash-flow with virtually no risk,  I recommend Elite Marketing Pro or Got BackUp. Click on the links and check them out for free.

Image courtesy of the Basketman at Free Digital


About the Author David C Figueroa

David C Figueroa is a psychologist with over 35 years of experience teaching personal development. An awesome success coach, and internet marketer. Now retired, he has refocused his goals into helping network marketers grow their businesses online.

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